TERMS AND CONDITIONS

 

GENERAL INTRODUCTION

Welcome to www.LearningVoyage.com website (the "Site"). This site is managed by Life College. The Site reserves the right, to change, modify, add, or remove portions of the Terms and Conditions Disclaimer or Privacy Policy at any time.  Changes will be effective when posted on the Site with no other notice provided. Please check these Terms and Conditions regularly for updates. Your continued use of the Site following the posting of changes to these Terms and Conditions constitutes your acceptance of those changes.
Kindly review the policies listed below diligently prior to using this website as your use of the website indicates your agreement to be wholly bound by its policies without modification.
You agree that if you are unsure of the meaning of any part of these policies or have any questions regarding the policies, you will not hesitate to contact us for clarification. These Terms and Conditions, Disclaimer and Privacy Policy fully govern the use of this website. No extrinsic evidence, whether oral or written, will be incorporated.

AGE RESTRICTION

You confirm that you are at least 18 years of age or over the age of majority in the jurisdiction in which you reside and be lawfully able to accept the Terms and Conditions.

YOUR ACCOUNTS

You need an account for most activities on our platform. Keep your password somewhere safe, because you’re responsible for all activity associated with your account. If you suspect someone else is using your account, let us know by contacting our Support Team. You must have reached the age of consent for online services in your country to use Life College.

You need an account for most activities on our platform, including to purchase and enroll for courses. When setting up and maintaining your account, you must provide and continue to provide accurate and complete information, including a valid email address. You have complete responsibility for your account and everything that happens on your account, including for any harm or damage (to us or anyone else) caused by someone using your account without your permission. This means you need to be careful with your password. You may not transfer your account to someone else or use someone else’s account without their permission. If you contact us to request access to an account, we will not grant you such access unless you can provide us the login credential information for that account. In the event of the death of a user, the account of that user will be closed.

If you share your account login credential with someone else, you are responsible for what happens with your account and Life College will not intervene in disputes between you and the third party with whom you have shared your account login credentials with. You must notify us immediately upon learning that someone else may be using your account without your permission (or if you suspect any other breach of security) by contacting our Support Team. We may request some information from you to confirm that you are indeed the owner of your account.

You must be at least 18 years of age to create an account on Life College and use the Services. If you are younger than the required age, you may not set up an account, but we encourage you to invite a parent or guardian to open an account and help you enroll in for training that is appropriate for you. If we discover that you have created an account and you are younger than the required age for consent to use online services, we will terminate your account.

TRAINING MATERIAL ENROLLMENT AND LIFETIME ACCESS

When you register for training, education on Life College, you get a license from us to view it via the Life College Services and no other use. Don’t try to transfer or resell course material in any way. We grant you a lifetime access license, except when we must disable the training material because of legal or policy reasons.

Training materials are licensed, and not sold, to you. This license does not give you any right to resell the training material in any manner (including by sharing account information with a purchaser or illegally downloading the material and sharing it on another sit).

In legal, more complete terms, Life College grants you a limited, non-exclusive, non-transferable license to access and view the training material and associated content for which you have paid all required fees, solely for your personal, non- commercial, educational purposes through the Services, in accordance with these Terms and any conditions or restrictions associated with a particular training materials or feature of our Services. All other uses are expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any training material unless we give you explicit permission to do so in a written agreement signed by a Life College authorized representative. This also applies to content you can access via any of our APIs.

We generally give a lifetime access license to our customers when they enroll for training and receiving of educational resources from Life College. However, we reserve the right to revoke any license to access and use training materials at any point in time in the event where we decide or are obligated to disable access to an educational material due to legal or policy reasons, for example, if the training material you enrolled in is the object of a copyright complaint, or if we determine its content violates our Trust and Safety Guidelines. The lifetime access is not applicable to add-on features and services associated with training material.

PAYMENTS                      

When you make a payment, you agree to use a valid payment method. If you aren’t happy with your purchased course and information we provide, Life College offers a 7-day refund or credit for most training material purchases.

We may run promotions and sales for our course and certain courses may be available at discounted prices for a set period of time. The price applicable to a training material will be the price at the time you complete your purchase of the course. Any price offered for a particular training material may also be different when you are logged into your account from the price available to users who aren’t registered or logged in because some of our promotions are available to new users only.

In certain countries, the price you see may include such taxes. You agree to pay the fees for training materials that you purchase and any fee that you may be charged for accessing the information available on our website, and you authorize us to charge your debit or credit card or process other means of payment for those fees. Life College works with third-party payment processing partners to offer you the most convenient payment methods in your country and to keep your payment information secure.

When you make a purchase, you agree not to use an invalid or unauthorized payment method. If your payment method fails and you still get access to the training material you are enrolling in, you agree to pay us the corresponding fees within seven (7) days of notification from us. We reserve the right to disable access to any training material for which we have not received adequate payments.

At our discretion, if we believe you are abusing our credit/refund policy, we reserve the right to ban your account and to restrict all future use of the Services. If we ban your account or disable your access to a training material due to your violation of these Terms, you will not be eligible to receive any credit or refund.

CONTENT AND BEHAVIOR RULES

You can only use Life College for lawful purposes. You’re responsible for all the content that you post on our platform. You should keep the reviews, questions, posts, training materials and other content you upload in line with our Terms and the law, and respect the intellectual property rights of others. We can ban your account for repeated or major offenses. If you think someone is infringing your copyright on our platform, let us know.

You may not access or use the Services or create an account for unlawful purposes. Your use of the Services and behavior on our platform must comply with applicable local or national laws or regulations of your country. You are solely responsible for the knowledge of and compliance with such laws and regulations that are applicable to you.

Life College has discretion in enforcing these Terms. We may terminate or suspend your permission to use our platform and Services or ban your account at any time, with or without notice, for any violation of these Terms, if you fail to pay any fees when due, upon the request of law enforcement or government agencies, for extended periods of inactivity, for unexpected technical issues or problems, or if we suspect that you engage in fraudulent or illegal activities. Upon any such termination, we may delete your account and content, and we may prevent you from further access to the platforms and use of our Services. Your content may still be available on the platforms even if your account is terminated or suspended. You agree that we will have no liability to you or any third party for termination of your account, removal of your content, or blocking of your access to our platforms and services.

LIFE COLLEGE’S RIGHTS TO CONTENT YOU POST

You retain ownership of content you post to our platform, including your course materials. We’re allowed to share your content to anyone through any media, including promoting it via advertising on other websites.

The content you post as a customer remains yours. By posting training materials and other content, you allow Life College to reuse and share it but you do not lose any ownership rights you may have over your content. When you post comments, questions, reviews, and when you submit to us ideas and suggestions for new features or improvements, you authorize Life College to use and share this content with anyone, distribute it and promote it on any platform and in any media, and to make modifications or edits to it as we see fit. In legal language, by submitting or posting content on or through the platforms, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute your content in any and all media or distribution methods (existing now or later developed). This includes making your content available to other companies, organizations, or individuals who partner with Life College for the syndication, broadcast, distribution, or publication of content on other media. You represent and warrant that you have all the rights, power, and authority necessary to authorize us to use any content that you submit. You also agree to all such uses of your content with no compensation paid to you.

USING LIFE COLLEGE AT YOUR OWN RISK

Anyone can use Life College to create and publish training materials and instructions and we enable instructors and customers to interact for teaching and learning. Like other platforms where people can post content and interact, some things can go wrong, and you use Life College at your own risk.

Life College enables anyone anywhere to create and share educational training materials. Our platform model means we do not review or edit the training materials for legal issues, and we are not in a position to determine the legality of training material content. We do not exercise any editorial control over the training materials that are available on the platform and, as such, do not guarantee in any manner the reliability, validity, accuracy or truthfulness of the training materials. If you enroll a training material, you rely on any information provided by an instructor at your own risk.

By using the Services, you may be exposed to content that you consider offensive, indecent, or objectionable. Life College has no responsibility to keep such content from you and no liability for your access or enrollment in any training material to the extent permissible under applicable law. You acknowledge the inherent risks and dangers in the strenuous nature of these types of training materials, and by enrolling in such training materials; you choose to assume those risks voluntarily, including the risk of illness, bodily injury, disability, or death. You assume full responsibility for the choices you make before, during and after your enrollment in training.

We do not hire or employ instructors nor are we responsible or liable for any interactions involved between instructors and customers. We are not liable for disputes, claims, losses, injuries, or damage of any kind that might arise out of or relate to the conduct of instructors or customers.

When you use our Services, you will find links to other websites that we don’t own or control. We are not responsible for the content or any other aspect of these third-party sites, including their collection of information about you. You should also read their terms and conditions and privacy policies.

DISCLAIMER

All information and content on Life College should be viewed as educational only.

None of the content published on Life College constitutes a recommendation that any particular security, a portfolio of securities, transaction or investment strategy is suitable for investment for any specific person. None of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, a portfolio of securities, transaction, investment strategy or other matter.

Decisions to buy, sell, hold or trade in cryptocurrency and other investments involve risk and are best made based on the advice of qualified financial professionals. Any trading in cryptocurrency or other investments involves a risk of substantial losses. Please consider carefully whether such trading is suitable for you in light of your financial condition and ability to bear financial risks.

No information, educational material, training or opinion contained on this site should be taken as a solicitation or offer to buy or sell any currency, equity or other financial instruments or services. Opinions expressed at Life College are those of the individual authors and do not necessarily represent the opinion of Life College or its management. Life College has not verified the accuracy or basis-in-fact of any claim or statement made by any independent author. Life College will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on information contained on this site. Past performance is no indication or guarantee of future performance.

Life College does not offer, operate or supply any financial, brokerage, trading or investment services and is not a financial advisor. Rather, Life College is an education and training website and platform for sharing information and training about cryptocurrency. Where information, whether explicit or implied, about profits or income is provided, it does not represent a guarantee. No trading method or system is guaranteed to create profits, therefore always remember that trading can result in a loss. All responsibility for trades, whether they result in profits or losses, is yours and you must agree not to hold Life College or any other suppliers of information responsible in any way whatsoever. Using the website means that you accept the Disclaimer and Terms of Use.

The opinions expressed in our reader comments and user-generated content reflect the views of their respective authors. Trading cryptocurrency involves a significant risk of loss. Always do your own due diligence prior to making an investment decision.

The information contained on Life College and software provided on the site and all chart pages are compiled for the convenience of site visitors. Life College provides this information without responsibility for the accuracy and it is accepted by the site visitor on the condition that errors in transmission or omissions shall not be the basis for any claim, demand or cause for action. The information and data were obtained from sources believed to be reliable, but we do not guarantee its accuracy.

This Website contains links to Web sites, which are not maintained by Life College. Links to third-party Web sites are provided for your convenience and information only. Third-party Websites are not under Life College’s control and we are not responsible for the content or accuracy of those sites or the products or services offered on or through those sites. The inclusion of a link in this Website does not imply Life College’s endorsement of the third-party Web site.

You expressly agree that use of Life College’s services is at your sole risk. The site, the software, and the services are provided on an “as is” basis. There is no warranty for software downloaded from the website to the extent permitted by applicable law. The entire risk as to the quality and performance of the software is with you. Should the program prove defective, you assume the cost of all necessary servicing, repair or correction.

Regardless of the type of claim or the nature of the cause of action, you agree that in no event shall Life College, its affiliates, contractors, service providers, employees, agents or licensors, or any other party involved in creating, producing or delivering the services, technology or content available on the services, be liable to you in any manner whatsoever.

Your sole and exclusive remedy with respect to the use of any services provided by Life College shall be cancellation of your membership to the services.

Some of our services are works in progress and we reserve the right to change, modify and even discontinue these at our sole discretion. By posting content to our websites or in any other way contribute to our service, you agree that we have a perpetual and unlimited license to republish anything you post or transmit, or derivatives thereof, through the service. We have the right to, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the rules and conditions set forth on this page.

Please maintain the confidentiality of your password. Contact us if you encounter or hear about any suspicious activity related to the use of our services. We will not be responsible for any loss to you arising from unauthorized use of your data. You may only create one (1) account to use with our services, i.e. one account per person.

The use of this website constitutes acceptance of our user agreement.

RISK WARNING

The information on this website is for educational purpose only and should not be taken as a substitute for consultation from a financial expert. Before trading in financial markets such as cryptocurrency and the likes, consult your financial advisor as some of the available contents do not take into account your personal objectives, financial situations or needs. We encourage you to seek independent advice if necessary. Any data and information is provided 'as is' solely for informational purposes and is not intended for trading purposes or advice. Life College does not take any responsibility or liability for any financial investment of any sort that was initiated or carried out based upon or using information from Life College.

Trading in cryptocurrency carries a high level of risk, and may not be suitable for all investors. Before deciding to trade cryptocurrency you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with cryptocurrency trading, and seek advice from an independent financial advisor if you have any doubts. Past performance is not a guarantee of future performance and tax laws may change and affect your trading activity.

THIRD PARTY SITES AND ADVERTISERS 

Life College may include links to third party websites. Some of these sites may contain materials that are objectionable, unlawful, or inaccurate. You agree that Life College shall not be held liable for any trading activities or other activities that occur on any website you access through links on Life College. We provide these links as a convenience and do not endorse the content or services offered by these other sites. Any dealings that you have with advertisers found on Life College are between you and the advertiser and you acknowledge and agree that we are not liable for any loss or claim you may have against an advertiser.

Unauthorized soliciting on Life College is strictly prohibited and may result in penalties, including but not limited to, temporary or permanent bans of the account found in violation, and any appropriate and available legal action for monetary and other damages.

LIMITATION OF LIABILITY

There are risks inherent in using our Services. You fully accept these risks and you agree that you will have no retraining material to seek damages against even if you suffer loss or damage from using our platform and Services. In legal, more complete language, to the extent permitted by law, we (and our group companies, suppliers, partners, and agents) will not be liable for any indirect, incidental, punitive, or consequential damages (including loss of data, revenue, profits, or business opportunities, or personal injury or death), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we’ve been advised of the possibility of damages in advance. Some jurisdictions don’t allow the exclusion or limitation of liability for consequential or incidental damages, so some of the above may not apply to you. 

INDEMNIFICATION

If you behave in a way that gets us in legal trouble, we may exercise legal retraining material against you. You agree to indemnify, defend, and hold harmless Life College, our group companies, and their officers, directors, suppliers, partners, and agents from an against any third-party claims, demands, losses, damages, or expenses (including reasonable attorney fees) arising from (a) the content you post or submit, (b) your use of the Services (c) your violation of these Terms, or (d) your violation of any rights of a third party. Your indemnification obligation will survive the termination of these Terms and your use of the Services.

These Terms and Conditions of Use shall be interpreted and governed by the laws in force in the United States. Subject to the Arbitration section below, each party hereby agrees to submit to the jurisdiction of the courts of the United States and to waive any objections based upon venue.

Any controversy, claim or dispute arising out of or relating to these Terms and Conditions of Use will be referred to and finally settled by private and confidential binding arbitration before a single arbitrator held in the United States in English and governed by the United States law. The arbitrator shall be a person who is legally trained and who has experience in the information technology field in the United States and is independent of either party. Notwithstanding the foregoing, the Site reserves the right to pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through the courts.

RELATIONSHIP BETWEEN US

You and we agree that no joint venture, partnership, employment, contractor, or agency relationship exists between us. You are a trader while we provide the necessary education, information, and payment solution for your trading.

NO ASSIGNMENT

You may not assign or transfer these Terms (or the rights and licenses granted under them). For example, if you registered an account as an employee of a company, your account cannot be transferred to another employee. We may assign these Terms (or the rights and licenses granted under them) to another company or person without restriction. Nothing in these Terms confers any right, benefit, or remedy on any third-party person or entity. You agree that your account is non-transferable and that all rights to your account and other rights under these Terms terminate upon your death.

UPDATING THESE TERMS 

From time to time, we may update these Terms to clarify our practices or to reflect new or different practices (such as when we add new features), and Life College reserves the right in its sole discretion to modify and/or make changes to these Terms at any time. If we make any material change, we will notify you using prominent means such as by email notice sent to the email address specified in your account or by posting a notice through our Services. Modifications will become effective on the day they are posted unless stated otherwise.

Your continued use of our Services after changes become effective shall mean that you accept those changes. Any revised Terms shall supersede all previous Terms.

HOW TO CONTACT US 

The best way to get in touch with us is to contact our Support Team. We’d love to hear your questions, concerns, and feedback about our Services. For further inquiries and details, please contact us at support@LearningVoyage.com